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The credit score needed for an unsecured personal loan varies depending on the lender. However, most lenders require a credit score of at least 620 to qualify for an unsecured personal loan. Some lenders may require a higher credit score, such as 670 or 700, to qualify for a lower interest rate. If you have a credit score below 620, you may still be able to qualify for an unsecured personal loan, but you may have to pay a higher interest rate or put down a down payment. You may also want to consider a secured personal loan, which is backed by collateral, such as a car or house. Secured personal loans typically have lower interest rates and easier qualification requirements than unsecured personal loans. Here are some tips for improving your credit score: * Pay your bills on time and in full each month. * Keep your credit utilization low. Credit utilization is the amount of credit you are using compared to your total available credit. Aim to keep your credit utilization below 30%. * Av...